Non-resident bank account

What is a non-resident bank account?

A non-resident bank account is a bank account that is opened outside of client home country. This type of account is often used to protect and secure you assets and take advantage of the tax benefits when making international transactions.

What problem is non-resident bank account solving?

  • If you are from a country with restrictions on international transfers
  • If you cannot operate in a foreign currency from your country
  • If your country does not have a reliable banking system

Non-resident bank account can also be important:

  • If you often visit Balkan countries and you want to reduce bank and card fees when spending in the country.
  • If you often receive payments from North Macedonian companies
  • If you plan to buy real estate or do other types of investments in the country.

Foreign currencies available are: EUR, USD, GBP, AUD, SEK and CHF

In addition to domestic banks you can chose banks from Switzerland, Turkey, Austria, France, Russia, Germany and other countries that have developed banking network. 

Online banking is also available in English language. By this way bank clients can manage accounts and transfer money remotely on fast and easy way.

As a non-resident, the conditions and requirements for opening a bank account are very low, there is no need for minimum deposit like it is often being required in some European countries.

Proces details

The first step would be to understand each other and propose the best solution for you.

You generally have the option to choose several countries in which you can open a non-resident account.

After this, your visit is expected in order to  submit a request for opening of a bank account. All documentation will be prepared in advance and the bank will be informed of your arrival at the branch office. After this, the bank will checks your details once more and considers the approval. Most of the time, the bank’s final answer is the same and in accordance with the previous approval that you can open an account.

After approval, all that remains is to sign the contract and your accounts will be active.

The entire process can be completed within 2 working days.

Common questions

Account opening process in North Macedonia varies greatly from bank to bank and depends on the respective business model and background of the customer. In general, a bank account can be opened within a week.

Balkan has lot of small countries with small but stable economy and they also enable access to international markets.

No, banks require presence during the process of opening.

If a card is lost or stolen, the branch of the bank where the account was opened must be called as soon as possible to cancel the card. You can always rely on our help if that happens to you in future.

Bank statements are listing of the latest transactions and withdrawals. Alternatively, online banking is an easy and convenient way of keeping an eye on incomings and outgoings but customer can also request to receive statements by post (which may take a while to arrive) or by email. They can be printed out at an ATM, for which there may be only a minimal charge.

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